How important is luck.....

How important is luck .. for getting successful and making money?

How valuable is "gettting the break" in becoming a millionaire?

While contemplating the idea of making money, I had spent much of my saturday night thinking about MONEY.
From experience, I can firmly say, there are JUST three ways of getting money.

1. Inherit

2. Marry

3. earn.

First way is truly an accident. You have no choice to be born into a rich family. Hence UNRELIABLE.
Second way - it is a combination of LUCK, SKILL and MERIT. When we start about working on LUCK... most of the times, it does not work. And so, this way also is casted off as UNRELIABLE.
now for the last way, .. EARNING. It is entirely on one's own SKILL and MERIT. It is the only way of satisfacton and self-respect. ACCEPTED.